WISE.RENO Renovate Now. Pay Later
FIRST IN MALAYSIA Transforming Home Renovation Ecosystem

Renovate Smarter.
Pay Later.
Guaranteed Delivery.

Malaysia's premier Renovate Now, Pay Later technology platform combining Milestone Escrow protection, flexible RNPL financing, AI contractor matching, and direct factory e-commerce.

Official Platform Launch In:

60 Days
18 Hours
42 Mins
09 Secs

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Join the VIP waitlist for exclusive launching privileges

VIP SLOT

Zero spam. Strictly confidential under PDPA compliance.

End-To-End Tech Ecosystem

The 4 Pillars of WISE RENO

Eliminating renovation delays, budget overruns, and dishonest contractors through digital trust and financial engineering.

ID & Contractor Marketplace

AI-matched verified professionals with audited track records, background checks, and transparent portfolio ratings.

AI Matching Engine

Milestone Escrow Protection

Stage-by-stage fund release strictly verified by independent site managers before payments are unlocked. Zero abandoned projects.

100% Fund Safety

Renovate Now, Pay Later (RNPL)

Flexible 12 to 36-month installment plans with competitive rates, keeping your liquidity intact while building your dream home.

Up to 36 Months Tenure

Loose Furniture E-Commerce

Direct factory-to-home pricing for designer furniture, fittings, and appliances — saving homeowners up to 30% off retail pricing.

Save up to 30%
Interactive Finance Estimator

Renovation & RNPL Calculator

Estimate your monthly installments and see how our milestone escrow releases funds.

RM 60,000
RM 20,000 RM 100,000 RM 200,000

Milestone Escrow Release Schedule

Stage 1 (20%) RM 12,000 Demolition & Site Prep
Stage 2 (30%) RM 18,000 Carpentry & Cabinetry
Stage 3 (30%) RM 18,000 M&E & Wet Works
Stage 4 (20%) RM 12,000 Handover & Defects
Estimated Monthly Installment
RM 2,825 / mo

Competitive rate starting from 8% p.a. vs 18% personal loan rates.

Upfront Cash Preserved: RM 48,000
Escrow Protection: 100% Guaranteed
Contractor Default Risk: 0% (Trustee Held)
PRE-QUALIFY FOR RNPL

Compliance Accredited

Backed by Buy Now Pay Later & eKYC technology framework.

Trustee Bank Escrow

Independent licensed trustee account protection for all homeowner funds.

Unicorn Benchmark

Modelled after global proven proptech standards (To8to.com model).